Nikki Lumsden Winecoff: Senior Compliance Specialist
Ms. Winecoff is responsible for senior compliance at Royal American, attending to all types of Federal funding, including LIHTC, HUD, RD, Bond, HOME, etc. She began her career with Royal American in 1999 as an assistant manager and has also served as a regional manager. She has been a member of RAM’s compliance team since 2003.
She is HCCP (Housing Credit Certified Professional) certified with the National Association of Home Builders, C16P (Certified Credit Compliance Specialist) with Spectrum, and COS (Certified Occupancy Specialist) certified with the National Center for Housing Management. Ms. Winecoff is knowledgeable in compliance in multiple states.
She graduated from the University of North Carolina at Charlotte with a Bachelor of Arts Degree in Sociology, and also from Strayer University with a Master’s Degree in Business Administration.
Beth Mixon: Director of Affordable Compliance Administration
I have been with Royal American for 28 years. I am Director of Affordable Compliance Administrator. In 1994, I started with Royal American in payroll. In 1997 I moved to management as Administrative Assistant to a newly hired Regional Manager, Kerri Toth. I’ve worked as Office Manager and Administrative Specialist to the former President, Frank Johnston. After his retirement I became Assistant Regional Manager and in 2012 Regional Manager for nine years.
As Director of Affordable Compliance Administrator, I oversee Special Claims, and Affirmative Fair Housing Marketing Plan’s (AFHMP) for the Company along with following up on Pre-REAC Inspections. I maintain the 504 Self-Evaluations and Transition Plans for our Rural Development properties and REAC results for our HUD properties. In other words – I do a lot of paperwork.
I love fishing, crafting and being with my family. Read more
Veronica Ramsey: VP of Compliance
Veronica has 20+ years’ of experience in the real estate and affordable housing industry. She has experience in multiple roles in the affordable housing industry. She has served as a Director of Housing, overseeing construction/rehab development, operations, and compliance. Previous experience overseeing a compliance department for one of the largest national affordable property management companies, a Regional Manager for a national property management company, and as Compliance Manager with Kentucky Housing Cooperation, auditing, and training for multiple funding sources including but not limited to LIHTC, HOME, Trust Fund, Section 8. Ramsey is a member of NAHMA, SAHMA, NAHB, as well as several local organizations in her hometown/state. She holds her HCCP, TCS, COS, CPO, FHC, HQS certifications and is a CPM Candidate. She has served as KY’s State Meeting Coordinator for SAHMA. She is always wanting to learn more and support the Affordable Housing Industry. Read more
